Finding the perfect wedding dress is a crucial part of the wedding planning process, but it can also be one of the most expensive. Many brides-to-be find themselves wondering how they will pay for their dream dress. Fortunately, there are several ways to finance your wedding dress without breaking the bank. In this article, we’ll explore some of the most popular ways to pay for your dream dress.

Set a Budget

Before you start shopping for your wedding dress, it’s essential to set a realistic budget. Determine how much you can afford to spend on your dress and stick to it. Remember to factor in alterations, accessories, and taxes when setting your budget. By having a clear understanding of your financial limitations, you can make informed decisions while shopping for your dress.saved money in a glass jar

Start Saving Early

If you know that you want an expensive dress, it’s essential to start saving early. Set aside a portion of your income each month specifically for your dress. This will help you reach your savings goal faster and ensure that you can afford the dress of your dreams. Consider setting up a separate savings account specifically for your wedding dress to help you track your progress.

Look for Sales and Discounts

Many bridal shops offer sales and discounts throughout the year, so be sure to keep an eye out for them. Sign up for newsletters from your favorite bridal shops to stay updated on any upcoming sales or promotions. You can also check out sample sales or trunk shows where you can find designer dresses at a fraction of the original cost.

Rent or Borrow a Dress

If you’re not opposed to wearing a pre-worn dress, consider renting or borrowing a dress. Rental services like Rent the Runway offer a range of designer dresses at a fraction of the cost of buying a new dress. You can also consider borrowing a dress from a family member or friend. Just be sure to factor in alteration costs if needed.

Buy Pre-Owned

Another option for those on a budget is to buy a pre-owned wedding dress. There are several websites, such as and Stillwhite, where brides can buy and sell gently used wedding dresses. Buying a pre-owned dress can save you a significant amount of money while still allowing you to wear a beautiful designer dress.

Apply for a Personal Loan

If you don’t have enough savings to pay for your dress upfront, you can consider applying for a personal loan. Personal loans are unsecured loans that can be used for various purposes, including financing a wedding dress. However, be sure to understand the terms and interest rates before applying for a loan, and make sure that you can afford the monthly payments.

Use a Credit Card

Using a credit card to pay for your wedding dress can be a convenient option, but it’s important to use it responsibly. Be sure to pay off the balance in full each month to avoid accruing interest charges. Some credit cards offer rewards or cashback for purchases, so consider using a credit card that can help you earn rewards or save cards on shopping cart


Crowdfunding has become increasingly popular in recent years, and it can be a viable option for financing your wedding dress. Websites like GoFundMe and Kickstarter allow you to create a campaign and share it with your friends and family. They can then donate money towards your dress. Just be sure to be transparent and honest about why you’re crowdfunding and be grateful for any donations received.

Consider a Payment Plan

Some bridal shops offer payment plans that allow you to pay for your dress in installments. This can be a convenient option if you don’t have enough savings to pay for your dress upfront. Be sure to read the terms and conditions carefully and understand the interest rates and fees before signing up for a payment plan.

In conclusion, there are several ways to finance your dream wedding dress without breaking the bank. Setting a budget, starting to save early, and looking for sales and discounts are great ways to save money. Renting or borrowing a dress, buying pre-owned, applying for a personal loan or using a credit card, crowdfunding, and considering a payment plan are other options to explore. By being creative and resourceful, you can find the perfect wedding dress within your budget. Remember, the most important thing is to feel beautiful and confident on your big day, regardless of how much you spend on your dress. So, don’t stress too much, and enjoy the journey of finding the perfect dress that will make you feel like a million dollars.